Anti-Money Laundering (AML) and Anti-Terrorist Financing Statement

1. Company Business Model

Rion International ("PlayKibo" or the "Company") is a company incorporated under the laws of the Democratic Republic of the Congo and operates the online gaming platform www.playkibo.com. PlayKibo is licensed by the Ministry of Finance through its Department of Commerce and Regulated Professions under license number 01-G4701 N66787N. As part of its operations, PlayKibo has implemented compliance measures designed to deter and detect illicit activity on its platform. These measures include customer onboarding checks, identity verification, and transaction monitoring controls.

2. Company Policy Statement

PlayKibo is not a financial institution under applicable law and is therefore not directly subject to banking or money transfer regulations. However, in accordance with applicable AML/CFT regulations and international best practices, PlayKibo expressly prohibits and rejects the use of its services for any form of illicit activity, including money laundering, terrorist financing, or trade sanctions violations. PlayKibo monitors global standards set by the Financial Action Task Force (FATF) and relevant gaming regulatory bodies and will take necessary actions to comply with evolving laws and norms.

Our AML/CFT program includes:

A written policy with procedures and controls to prevent money laundering and terrorist financing;
Appointment of a Compliance Officer responsible for implementing and maintaining AML measures;
Regular training for relevant personnel;
Ongoing monitoring and independent reviews of AML policies and procedures.

3. Definitions

Money Laundering: The process of disguising illegally obtained funds as legitimate through placement, layering, and integration.
Suspicious Activity: Any transaction or behavior that indicates potential fraud or illegal activity.
Sanctions: Restrictions imposed by international authorities to prevent illegal activities, terrorism financing, or violations of international law.

4. Governance and Oversight

PlayKibo has appointed a Chief Compliance Officer (CCO) responsible for coordinating AML/CFT compliance, updating policies, assessing regulatory changes, and investigating suspicious activity. Regular AML training is provided to all employees.

5. Know Your Customer (KYC) and Transaction Monitoring

PlayKibo applies appropriate user due diligence and ongoing monitoring measures in line with applicable laws and international best practices. Our goal is to prevent users from engaging in illicit or unauthorized activities. These measures are enforced through internal operational controls and supported by third-party compliance tools.

5.1 Customer Due Diligence (CDD)

PlayKibo adopts a risk-based approach to Customer Due Diligence to understand the nature and purpose of each user relationship and develop a customer risk profile. At account creation, PlayKibo collects documentary and non-documentary information, including but not limited to:

Full name
Date of birth
Residential address
Email address
Country of residence
Payment method details

PlayKibo also verifies that users do not appear on global sanctions lists or in prohibited jurisdictions.

Identity and Age Verification

A third-party service provider assists PlayKibo in verifying identification documents and confirming that users are not located in sanctioned jurisdictions. Global sanctions lists are checked during onboarding.

Geo-Blocking

PlayKibo uses IP-based geo-blocking to prevent access from prohibited jurisdictions and ensures compliance with sanctions regulations.

Contractual Prohibitions

Users are informed during onboarding that PlayKibo does not provide services in restricted jurisdictions. Attempts to bypass these restrictions (e.g., using VPNs or false information) will result in account suspension.

5.2 Enhanced Due Diligence and Ongoing Monitoring

PlayKibo monitors user activity for suspicious patterns or red flags that may indicate money laundering or terrorist financing. If such indicators are detected, the account will be suspended, and enhanced due diligence will be performed, which may include:

Full legal name
Country of citizenship
Permanent address
Government-issued identification document
Source of funds and source of wealth

PlayKibo may use third-party providers to verify this information.

5.3 Acceptance Policy

PlayKibo will not accept or will block users who:

Fail to provide requested identification information
Submit false or fraudulent documents
Attempt to conceal their location
Reside in prohibited jurisdictions
Appear on global sanctions or watch lists
Exhibit signs of gambling addiction or mental health issues
Use funds originating from illegal sources or restricted jurisdictions

PlayKibo reserves the right to suspend or terminate accounts at its sole discretion for any compliance-related concerns.

5.2 Transaction Monitoring

PlayKibo is committed to complying with all applicable economic and trade sanctions in the regions where we operate. To achieve this, we have implemented a comprehensive transaction monitoring program designed to identify and prevent suspicious or prohibited activities in real time and through ongoing reviews. Our monitoring combines automated systems and manual checks to analyze user behavior, transaction patterns, and account history. This helps us detect irregularities, report them when required, and apply additional safeguards where necessary.

Key components of our approach include:

5.1. Identifying Unusual Activity

We use multiple methods to detect suspicious behavior, such as internal monitoring tools, alerts from law enforcement, third-party referrals, and system-generated reports.

5.2. Alert Management

When unusual activity is flagged, we investigate, document, and evaluate the case to determine appropriate actions.

Core Processes

Sanctioned Jurisdictions: We actively monitor transactions to prevent activity from prohibited regions. If red flags appear, withdrawals may be delayed or declined until additional verification is completed. We also block funding attempts from wallets linked to restricted jurisdictions.
Sanctions Screening: Before assigning a deposit address, wallet addresses are screened against global sanctions lists using trusted blockchain analytics providers. Periodic re-screening is also performed.
Pattern Analysis: Transactions are reviewed for irregular size, frequency, or type, considering risk indicators relevant to our business.
Anti-Mixing Controls: Specialized tools detect patterns associated with mixers or other anonymity-enhancing technologies. Users may be asked to explain the purpose of such transactions.
Blockchain Risk Review: Every crypto deposit and withdrawal is analyzed for fraud or illicit activity. High-risk accounts may require proof of funds, and withdrawals to flagged addresses can be refused.
Withdrawal Threshold KYC: Accounts reaching certain withdrawal limits must complete enhanced identity verification before further transactions are allowed.

Additional Measures

Multi-Account Detection: We use technology to identify users operating multiple accounts. Cases are reviewed individually.
Geo-Location Checks: Device and time zone data are analyzed to detect attempts to bypass jurisdiction restrictions.
Platform Integrity: We prohibit the use of mixers, tumblers, and certain privacy coins. If detected, such activity will be blocked.
Vendor Oversight: We work with reputable compliance partners and regularly review their performance to maintain high standards.

This policy ensures PlayKibo remains a secure and compliant platform for all users.

6. Education and Training

PlayKibo, in coordination with its compliance team and legal advisors, provides regular training to employees on Anti-Money Laundering (AML), counter-terrorism financing, and trade sanctions compliance. These sessions are scheduled periodically to ensure staff remain informed about current regulations and best practices.

7. Reporting

PlayKibo is required to report any transactions that appear unusual or suspicious in accordance with applicable laws and regulations. If a customer is identified as being on a sanctions list, or linked to money laundering, terrorism financing, or other criminal activities, the case will be reported to the relevant regulatory authority as suspicious activity.

Privacy Policy

This Privacy Policy explains how PlayKibo, operated by Rion International, collects, uses, stores, and protects your personal information when you use our website www.playkibo.com, any associated mobile applications, or interact with us in any way. We are committed to safeguarding your data and ensuring compliance with applicable privacy laws.

1. Website Use

By using our website, you agree to the terms outlined in this Privacy Policy. We may update this policy from time to time, and any changes will be posted on our website. Continued use of our services after changes are published constitutes acceptance of the updated policy. This Privacy Policy does not apply to third-party websites linked from our platform.

2. Personal Information We Collect

We may collect the following types of personal information:

Full Name
Email Address
Date of Birth
Country of Residence and Citizenship
Physical Address
Identification Number and Government-issued ID
Location Data and Device Information
IP Address
Account activity data (deposits, withdrawals, wagers, VIP status, affiliate details)
Data related to compliance with our Terms of Service and policies

How we collect this information:

During account registration
Through direct communication with you
When you use our services
From trusted third-party providers, in line with this Privacy Policy

3. Why We Process Your Data

We process your personal information for legitimate purposes, including:

Identity verification (KYC)
Account creation and management
Providing and improving our services
Ensuring security and compliance with legal obligations
Marketing communications (if you opt-in)
Fraud prevention and detection of unlawful activity
Responding to inquiries and support requests
VIP program benefits and promotional campaigns
Legal compliance and enforcement of our Terms of Service

If you choose not to provide requested information, we may be unable to offer certain services or respond to your requests.

4. Marketing and Opt-Out

We may contact you about promotions or services we believe may interest you via email, SMS, or phone. You can opt out of marketing communications at any time by contacting us at support@playkibo.com. Please note that essential account-related communications will still be sent.

5. Management and Sharing of Your Personal Information

PlayKibo takes all reasonable measures to ensure that the personal information we collect, use, or disclose is accurate and stored securely, accessible only by authorized personnel. We retain personal data for as long as necessary to provide our services, fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, enforce agreements, and maintain business operations.

We may share or disclose personal information in the following circumstances:

Within Our Organization: This includes PlayKibo and any associated platforms or applications operated by Rion International.
With Service Providers and Partners: We may share data with trusted third-party providers who assist us in delivering services. These providers are required to process data in accordance with this Privacy Policy.
Legal or Regulatory Requirements: We may disclose information when required by law or in response to lawful requests from authorities.
Business Transfers: In the event of a merger, acquisition, or restructuring, your data may be transferred to the new entity to ensure continuity of services.

When data is no longer needed, we will securely delete or anonymize it in compliance with legal and operational requirements.

6. Security of Personal Information

While we take strong precautions to protect your data, no internet transmission is completely secure. Information you send to us is at your own risk. Once received, we use industry-standard measures such as SSL encryption, password-protected systems, and restricted access to safeguard your data. Our employees and contractors are required to maintain confidentiality. However, any information you share publicly (e.g., on social media or forums) becomes public and cannot be guaranteed secure.

We do not allow minors to open accounts and actively work to prevent underage access. Parents and guardians should monitor children's online activity. Always log out after using our platform, especially on shared devices. You are responsible for keeping your login credentials secure.

7. Access to Personal Information

You can access or update your personal information via your account settings or by contacting us at support@playkibo.com. We will respond within a reasonable timeframe. In certain cases, access may be restricted to protect other individuals' privacy or comply with legal obligations. If access is denied, we will inform you of the reason and available complaint options.

8. Deleting Personal Data

You may request deletion of your personal data if we no longer have a legal basis to retain it. Please note that we cannot delete data required by law or for regulatory compliance. To request deletion, email support@playkibo.com.

9. Contact Details

For questions, data access requests, corrections, or complaints, contact us via email at support@playkibo.com or through our website's live chat.

10. International Data Transfers

Your information may be processed and stored in countries outside your residence, which may have different data protection laws. We implement safeguards to ensure compliance with applicable regulations.

11. Legal Basis for Processing

Under GDPR and similar regulations, PlayKibo processes personal data based on:

Contractual Necessity: To provide services you requested.
Legitimate Interests: For business operations, fraud prevention, and service improvement.
Consent: For marketing or optional features.
Legal Obligations: To comply with applicable laws.

12. Supervisory Authority

If you are in the European Economic Area, you have the right to lodge a complaint with your local data protection authority if you believe your rights have been violated.

13. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updates will be posted on www.playkibo.com, and continued use of our services after changes are published constitutes acceptance of the updated policy.

Provider Availability Policy

1. Absolute Restrictions

Certain game providers, such as NetEnt, do not allow their casino games to be offered in specific jurisdictions unless proper licensing is in place. These jurisdictions include:

Belgium, Bulgaria, Colombia, Croatia, Czech Republic, Denmark, Estonia, France, Italy, Latvia, Lithuania, Mexico, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom, United States of America.

2. Blacklisted Territories

NetEnt games cannot be offered in the following countries:

Afghanistan, Albania, Algeria, Angola, Australia, Bahamas, Botswana, Belgium, Bulgaria, Colombia, Croatia, Czech Republic, Denmark, Estonia, Ecuador, Ethiopia, France, Ghana, Guyana, Hong Kong, Italy, Iran, Iraq, Israel, Kuwait, Latvia, Lithuania, Mexico, Namibia, Nicaragua, North Korea, Pakistan, Panama, Philippines, Portugal, Romania, Singapore, Spain, Sweden, Switzerland, Sudan, Syria, Taiwan, Trinidad and Tobago, Tunisia, Uganda, United Kingdom, United States of America, Yemen, Zimbabwe.

3. Additional Restrictions for Branded Games

Certain branded slots have extra restrictions beyond the above list:

Planet of the Apes: Not available in Azerbaijan, China, India, Malaysia, Qatar, Russia, Thailand, Turkey, Ukraine.
Vikings: Not available in Azerbaijan, Cambodia, Canada, China, France, India, Indonesia, Laos, Malaysia, Myanmar, Papua New Guinea, Qatar, Russia, South Korea, Thailand, Turkey, Ukraine, United States of America.
Narcos: Not available in Indonesia, South Korea.
Street Fighter: Not available in a wide range of territories including Canada, Brazil, Argentina, Chile, Curacao, Dominican Republic, Jamaica, Japan, Mexico, United States of America, and others.
Fashion TV: Not available in Cuba, Jordan, Turkey, Saudi Arabia.

4. Universal Monsters Series

Games such as Dracula, Creature from the Black Lagoon, Phantom's Curse, and The Invisible Man may only be offered in the following countries:

Andorra, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Georgia, Iceland, Liechtenstein, Moldova, Monaco, Montenegro, Norway, Russia, San Marino, Serbia, Ukraine, North Macedonia, Turkey, Austria, Cyprus, Finland, Germany, Greece, Hungary, Ireland, Luxembourg, Malta, Netherlands, Poland, Slovakia, Slovenia.